Top 10 Cryptocurrencies with the Lowest Transaction Fees

Crypto networks charge very different transaction fees. Some networks can cost $20–$50 per transfer (like Ethereum at peak times), but others have almost zero crypto transaction fees. For example, the coin on the right above is Ripple’s XRP, which is famous for fast transfers with fees near $0.001 per transaction. In this guide, we’ll look at ten popular cryptocurrencies that keep fees very low and explain why they’re cheap to use. By choosing a low-fee crypto and the right time to send, you can save a lot of money on transfers.

Key Takeways

• Network demand: When a network is busy, fees go up. Sending crypto on weekends or late at night (when fewer people are active) often costs less.
• Blockchain design: Some blockchains use gas fees (like Ethereum) or reward miners for each block, which can lead to higher costs. Others use different tech (like Nano’s DAG) that removes mining fees entirely.
• Consensus method: Proof-of-Work chains (Bitcoin, Dogecoin) often have higher fees because they need energy-intensive mining. Proof-of-Stake or newer architectures (Solana, Toncoin) can run on lower fees.
• Layer-2 solutions: Using second-layer networks (for example Lightning Network on Bitcoin or layer-2 on Ethereum) can cut fees dramatically while keeping security and improving transaction speed.
• Platform or wallet fees: Some exchanges and wallets add withdrawal fees or other charges when you transfer crypto out to another wallet, which can include network fees. Always check your wallet’s fee policy.

By thinking about these factors, you can pick a crypto that keeps transaction fees minimal and plan the timing of your transfers to save money.

How to Minimize Crypto Fees

You can lower what you pay in fees by being strategic. For example:

• Use off-peak timing to minimize network fees and ensure faster transaction speeds. Sending crypto when the network is quiet (weekends, late night) often means lower fees.
• Choose low-fee coins: Stick to the cryptos on our list below, since they’re designed for cheap transfers.
• Check exchanges/wallets: Some platforms have higher withdrawal fees. Look for services that offer fee rebates or support zero-fee transfers for certain tokens.
• Try layer-2 networks: For coins like Bitcoin or Ethereum, use networks like Lightning or Arbitrum that keep fees very low.

These steps can really cut your total transaction costs. As one guide notes, “the cheapest way to send crypto is to use cryptocurrencies with lower market cap and less congestion” and to send when congestion is low. Over time, choosing the right coin and timing can help your wallet save a lot on fees.

Top 10 Cryptos with Lowest Fees

Below are the top ten cryptocurrencies known for their low transaction costs and average transaction fees (as of 2025). Each section gives a quick overview of the coin’s fees, speed, and typical uses.

Dogecoin (DOGE)

Dogecoin began as a meme coin but now has a solid place in the crypto world. It uses the Proof-of-Work Scrypt algorithm, which lets transactions clear in under a minute. Fees on Dogecoin are very low – around $0.04 per transfer, making it one of the cheapest crypto to transfer. Because of this, Dogecoin is often used for small payments, tips, or everyday purchases where Bitcoin’s high fees would be too much. Its quick confirmation time (usually <1 minute) and community support make it a practical choice when you need a cheap, fast transfer.

Pro tip: If you’re running a community, blog, or streaming platform, DOGE is a fan-favorite for tipping thanks to its meme culture and low costs. You can send and receive value without worrying about fees killing the vibe.

Dogwifhat (WIF)

Dogwifhat (WIF) is another meme-inspired token, but it’s built on Solana’s blockchain. Thanks to Solana’s design, Dogwifhat transactions are extremely fast (typically under 1 second) and cheap. The fee for a WIF transfer is only about $0.08, which is considered an average transaction fee. In fact, the coin’s small size (0.0003 WIF ≈ $0.08) is much lower than fees on Bitcoin or Ethereum, even at peak times. Users like Dogwifhat for micro-payments, NFT trading, and frequent transfers because it combines Solana’s speed with minimal cost.

Did you know? Some Solana-based wallets now support WIF for tipping and micropayments inside NFT platforms and games. It’s a great way to explore Web3 social without worrying about fees.

Toncoin (TON)

Toncoin (TON) is a cryptocurrency developed by the Telegram team. It’s built for mass use with a unique sharding architecture. This means the TON network can process millions of transactions per second, keeping congestion and fees low. The average transfer on TON costs only about $0.02. In practice, you pay just a tiny fraction of a cent per transaction, making it an economical choice for things like mobile payments and peer-to-peer transfers. Toncoin’s design for scalability ensures that even under heavy load, fees stay minimal and speed stays high. TON was built with “scalability and mass adoption in mind,” making it a cost-effective option for frequent transfers.

Bonus: If you’re active on Telegram, TON is one of the easiest cryptos to use natively within chats — perfect for airdrops, bot-based apps, or even paying freelancers.

Nano (NANO)

Nano is famous for having zero transaction fees. You read that right – you won’t pay any fee to send Nano. This is possible because Nano uses a special block-lattice (Directed Acyclic Graph) structure instead of a normal blockchain. Each account has its own chain and transactions update in parallel, so there are no miners to pay. The result is almost instant transfers with a high transaction speed and no charge. For small everyday payments or microtransactions, Nano is ideal. You really don’t lose any money to fees when using Nano, which is a big advantage for anyone sending a lot of tiny transactions. The trade-off is that Nano is not as widely used as Bitcoin or Ethereum, but it’s perfect if fee-free transfers are your priority.

Why it matters: If you’re building a system that requires frequent, tiny payments — like IoT devices or in-game economies — Nano saves you from burning value on gas.

Monero (XMR)

Monero (XMR) is a privacy-focused cryptocurrency, and it also has very low fees. A typical Monero transaction costs about $0.00014. That’s well under a tenth of a cent. Monero uses ring signatures and stealth addresses to keep transactions anonymous, but this privacy doesn’t come at a big cost. The network confirms transactions in around 2 minutes. It’s not the absolute fastest (two minutes is longer than some coins on our list), but the fee is so small that it’s practically negligible. If you value anonymity and want to pay almost nothing in fees, Monero is a strong choice. Monero’s transaction costs are “generally reasonable,” making it attractive for users who want privacy without spending much.

Tip: XMR is popular in regions with capital controls or privacy risks. Use it when you want anonymity without sacrificing affordability.

Ripple (XRP)

Ripple’s XRP token is designed for fast, low-cost payments across borders. XRP transactions typically settle in just 3–5 seconds, and the fees are extremely low – only about $0.0011 per transfer on average. Ripple’s network doesn’t use mining; instead it uses a consensus of trusted validators (RPCA protocol), which is why operating costs are so small. Because of this, banks and financial services like using XRP to send remittances or large payments cheaply and quickly. Ripple “emphasizing speed and cost-effectiveness,” making it ideal for small-value international transfers. In short, if you need very quick transfers for pennies, Ripple is one of the cheapest options.

Use case: Need to send money overseas fast and for pennies? XRP has long been the answer, and it’s still one of the most cost-effective options in crypto today.

Bitcoin Cash (BCH)

Bitcoin Cash was created as a faster, cheaper version of Bitcoin. It uses larger block sizes so it can fit more transactions per block, which cuts down on congestion. A typical BCH transfer costs about $0.0024, which is far less than Bitcoin’s fee at peak times. It takes roughly 10 minutes for a confirmation (similar to Bitcoin), but the fee is the big win. This makes BCH good for people who want Bitcoin-like security but cannot afford Bitcoin’s high fees. For example, moving a small amount on Bitcoin might cost several dollars, whereas doing the same on BCH costs just a few cents. Bitcoin Cash’s “cost-effectiveness makes it a compelling option for those prioritizing low fees”.

Real-world example: Want to send $200 and not lose $10 in fees like on BTC or ETH? BCH will do it for a couple of cents.

Dash (DASH)

Dash focuses on instant payments with privacy features. It uses both Proof-of-Work mining and a network of master nodes. With InstantSend, most Dash transactions completed in 1–2 seconds, showcasing impressive transaction speeds. The fees are typically below one cent (about $0.0043 on average). Dash’s low cost is partly because it doesn’t do extra heavy processing on every transaction, and partly because its community prioritizes efficiency. Users also have the option to use PrivateSend for anonymity. In practice, Dash is popular for daily payments where you want almost instant transfer at a cost much lower than many other coins.

Perfect for: Point-of-sale crypto payments, especially in countries like Venezuela or Nigeria, where Dash has seen real-world adoption as digital cash.

Solana (SOL)

Solana is known for its extremely high speed and very low fees. It handles thousands of transactions per second with its Proof-of-History consensus, ensuring high transaction speeds. Standard Solana fees are about $0.00025 per transaction (a fraction of a cent), and transactions confirm in around 10 seconds. It’s a favorite platform for DeFi apps, NFTs, and high-volume trading because you can do many transactions for hardly any cost. Even though Solana’s network is huge, it keeps user fees tiny by design. Solana has a large market cap and yet “relatively inexpensive fees”. If you’re moving lots of crypto or using blockchain apps frequently, Solana’s low fee structure can save a bundle.

If you’re a builder: Solana offers powerful infrastructure to create fast, scalable dApps with near-zero transaction costs.

Litecoin (LTC)

Litecoin is one of the oldest Bitcoin alternatives (“the silver to Bitcoin’s gold”) and offers low average transaction fees. It has a mature network and decent adoption. The average fee on Litecoin is around $0.03–$0.04 per transaction, which is higher than some on this list but still much less than Bitcoin. Confirmation time is about 2.5 minutes. Litecoin’s strength is its balance: it is widely supported by wallets and exchanges, uses a stable network, and yet its fees are quite low for everyday use. People often use Litecoin for cross-border payments or wallet transfers because it costs far less than Bitcoin while offering similar security. LTC is “budget-friendly” and trades slightly higher fees than Nano or Ripple but is still cheap compared to big coins. A recent Litecoin halving also helped keep its economics favorable.

Why use it: If you want Bitcoin’s decentralization and security — but not its fees — Litecoin is a solid bet.

Comparing Fee vs Speed and Security

Choosing a crypto with the lowest transaction fees in 2025 may sound like the perfect strategy—but fees alone don’t tell the full story. In the crypto world, you often need to balance cost, speed, and security to find the best solution for your use case.

For instance, Nano and Toncoin are among crypto assets known for zero fees and instant transaction capabilities. These are excellent options if you’re sending tiny amounts or making high transaction volumes of micropayments. They offer some of the lowest crypto transaction fees in the market. However, since these coins are relatively newer or have smaller user bases, their transaction processing might occasionally slow down. And they may not be as battle-tested as a fork of Bitcoin, like Litecoin or Bitcoin Cash.

If you’re looking to minimize transaction costs without compromising much on stability, Litecoin, Dash, and Bitcoin Cash are considered some of the top 10 cryptocurrencies offering low costs, fees as low as under $0.01, and broader adoption. They strike a practical balance—fees on Litecoin and fees on Bitcoin Cash remain predictable and low, even during network spikes.

As one analysis noted, “the lowest transaction fee doesn’t automatically mean it’s the best coin for every situation.” While lower fees mean affordability, they don’t always guarantee network maturity or support across crypto exchanges, where exchange fees or trading fees can vary.

• Cost vs. speed: Many of the fastest networks (Dogwifhat, TON) also have low fees. But a coin like Bitcoin Cash trades off some speed (10 min block time) for stability and very low cost.
• Cost vs. security: Private or experimental coins (Nano, Toncoin) may have almost zero fees, but smaller user bases can lead to high transaction times. Established coins (Litecoin, Dash) charge a tiny fee (still under 1 cent) for strong security.
• Use-case: If you only send tiny amounts often (micropayments), focus on the cheapest and fastest (Nano, DOGE, Ton). If you send larger sums or need more liquidity, maybe spend a few more cents on coins like Bitcoin Cash or Litecoin for the sake of maturity.

FAQs

Which crypto has the lowest transaction fees?

If you’re searching for crypto with the lowest transaction fees in 2025, Nano (NANO) is often at the top. It’s famous for offering zero fees thanks to its unique block-lattice structure that doesn’t rely on miners. This makes Nano one of the cheapest cryptocurrencies to transfer—especially ideal for micropayments and frequent low-value transfers.

What is the cheapest crypto buy fee?

The cheapest way to buy crypto usually depends more on the exchange fees than the coin itself. Platforms like Binance or KuCoin typically charge low trading fees (around 0.1% per trade), while services like Coinbase often have higher spreads or fees for certain transactions. In terms of crypto itself, Ripple (XRP) and Litecoin (LTC) are often supported with lower buying spreads and fees due to high liquidity.

What crypto has zero fees?

Among all cryptocurrencies, Nano (NANO) stands out as the only major coin with truly zero fees on the network. That’s right—fees directly on-chain are non-existent. You can send any amount, even fractions of a cent, and pay nothing.

Which crypto is the cheapest to buy?

If you’re asking which is the cheapest crypto to buy, there are two ways to look at it:

• Price per token: Coins like Dogecoin (DOGE), Shiba Inu (SHIB), and Dogwifhat (WIF) often cost just fractions of a dollar, making them feel “cheap” in dollar terms.

• Actual cost of ownership: This includes trading fees, transaction processing, and transfer costs. In that sense, Toncoin, Ripple (XRP), and Litecoin (LTC) are among the most cost-efficient to buy, hold, and send.